Natural Disaster Risk in Odell
Illinois
Risk Summary for Odell
Odell scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Odell, Illinois
Located in the interior eastern United States in Livingston County, Odell is a small community of about 1,399. The humid continental climate that characterizes this part of Illinois β marked by bitterly cold winters and hot, humid summers β directly influences the types and severity of natural hazards present, making Odell a community where hazard awareness has real practical value.
FEMA rates Odell's composite natural disaster risk at 5.6 out of 10 β moderate risk. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. Residents should also account for wind and drought risk in their preparedness planning.
Relative to other U.S. communities, Odell's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.8/10 state average. The hazard distribution here is led by cold wave and wind, as measured by FEMA across Livingston County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Odell's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that cold wave exposure is adequately protected is a worthwhile step for property owners.
What this means for Odell: Cold Wave preparedness
- Keep emergency heat and supplies ready in case of cold-related power outages.
- Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
- Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
Local Factors for Odell
These city-level factors differentiate Odell from other communities in Livingston County and provide geographic context for its hazard exposure.
Population
1,399
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 41.0Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 1.5/10
Coordinates
40.9997Β° N, 88.5339Β° W
Livingston County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Odell
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Odell
Other cities in Illinois
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.