🌍 ClimateRiskCheck

Natural Disaster Risk in Patterson

Illinois

4.9out of 10
Moderate Risk

Risk Summary for Patterson

Patterson scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Drought Extreme Heat

All 18 Hazard Scores

Landslide
7.9
Drought
7.2
Extreme Heat
6.7
Earthquake
6.1
Cold Wave
5.7
Strong Wind
5.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hail
4.8
Hurricane
4.5
Avalanche
4.5
Tornado
4.0
Lightning
3.4
Winter Weather
3.0
Ice Storm
2.9
Wildfire
1.3
Riverine Flooding
1.0

How it compares

Patterson
4.9
Illinois avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Patterson, Illinois

Patterson is a small unincorporated community in Greene County, in the interior eastern United States. The area experiences bitterly cold winters and hot, humid summers, with a severe thunderstorm and tornado season each spring shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Patterson.

FEMA rates Patterson's composite natural disaster risk at 4.9 out of 10 β€” moderate risk. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Residents should also account for drought and heat risk in their preparedness planning.

Patterson's risk score, slightly below the 5.8/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Greene County, the highest-scoring are landslide, drought, and heat. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Patterson's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Patterson: Landslide preparedness

  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.

Local Factors for Patterson

These city-level factors differentiate Patterson from other communities in Greene County and provide geographic context for its hazard exposure.

Population

73

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.3/10

Coordinates

39.4798Β° N, 90.4869Β° W

Greene County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Patterson

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Patterson

Other cities in Illinois

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.