🌍 ClimateRiskCheck

Natural Disaster Risk in Poplar Grove

Illinois

5.4out of 10
Moderate Risk

Risk Summary for Poplar Grove

Poplar Grove scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Tornado Cold Wave

All 18 Hazard Scores

Hail
8.2
Tornado
8.0
Cold Wave
7.9
Lightning
7.2
Strong Wind
6.5
Drought
5.6
Extreme Heat
5.4
Tsunami
5.4
Earthquake
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Winter Weather
4.8
Avalanche
4.5
Ice Storm
4.3
Hurricane
3.9
Landslide
3.7
Wildfire
2.0
Riverine Flooding
1.0

How it compares

Poplar Grove
5.4
Illinois avg.
5.8
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Poplar Grove, Illinois

Poplar Grove, in Boone County, is a city of approximately 10,570 residents situated in the interior eastern United States. Its humid continental climate brings bitterly cold winters and hot, humid summers, and in particular a severe thunderstorm and tornado season each spring. These conditions collectively define the natural hazard environment that Poplar Grove residents and property owners must navigate.

According to FEMA's National Risk Index, Poplar Grove carries an overall risk score of 5.4/10, placing it in the moderate category. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. The area also faces notable exposure to tornado and cold wave.

Within Illinois, Poplar Grove's risk is, near the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Boone County identifies hail as the foremost hazard, followed by tornado and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Poplar Grove's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hail exposure is adequately protected is a worthwhile step for property owners.

What this means for Poplar Grove: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Local Factors for Poplar Grove

These city-level factors differentiate Poplar Grove from other communities in Boone County and provide geographic context for its hazard exposure.

Population

10,570

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 42.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.0/10

Coordinates

42.4079Β° N, 88.8275Β° W

Boone County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Poplar Grove

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Poplar Grove

Other cities in Illinois

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.