🌍 ClimateRiskCheck

Natural Disaster Risk in Rosiclare

Illinois

4.3out of 10
Moderate Risk

Risk Summary for Rosiclare

Rosiclare scores 4.3/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Tsunami Drought

All 18 Hazard Scores

Earthquake
7.3
Tsunami
5.4
Drought
5.3
Volcanic Activity
5.1
Hurricane
5.0
Ice Storm
5.0
Coastal Flooding
4.9
Avalanche
4.5
Strong Wind
4.4
Extreme Heat
4.3
Tornado
4.0
Landslide
4.0
Winter Weather
3.4
Cold Wave
2.9
Hail
2.7
Lightning
2.7
Wildfire
1.7
Riverine Flooding
1.0

How it compares

Rosiclare
4.3
Illinois avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Rosiclare, Illinois

Rosiclare, in Hardin County, is a small community of about 1,016 situated in the interior eastern United States. Its humid continental climate brings bitterly cold winters and hot, humid summers, and in particular a severe thunderstorm and tornado season each spring. These conditions collectively define the natural hazard environment that Rosiclare residents and property owners must navigate.

Rosiclare's overall natural disaster risk is rated 4.3/10 (Moderate) by FEMA's National Risk Index. The area's position within a seismically active region makes earthquake preparedness a top priority for residents and property owners alike. Secondary hazards include tsunami and drought.

Within Illinois, Rosiclare's risk is, slightly below the 5.8/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Hardin County identifies earthquake as the foremost hazard, followed by tsunami and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Rosiclare's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that earthquake exposure is adequately protected is a worthwhile step for property owners.

What this means for Rosiclare: Earthquake preparedness

  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.
  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.

Local Factors for Rosiclare

These city-level factors differentiate Rosiclare from other communities in Hardin County and provide geographic context for its hazard exposure.

Population

1,016

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.7/10

Coordinates

37.4281Β° N, 88.3597Β° W

Hardin County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Rosiclare

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Rosiclare

Other cities in Illinois

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.