🌍 ClimateRiskCheck

Natural Disaster Risk in Sainte Marie

Illinois

4.7out of 10
Moderate Risk

Risk Summary for Sainte Marie

Sainte Marie scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Earthquake Landslide

All 18 Hazard Scores

Drought
8.6
Earthquake
7.9
Landslide
6.0
Hurricane
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
4.6
Extreme Heat
4.6
Avalanche
4.5
Hail
3.9
Ice Storm
3.9
Tornado
3.8
Winter Weather
3.6
Cold Wave
3.4
Lightning
2.2
Wildfire
1.5
Riverine Flooding
1.0

How it compares

Sainte Marie
4.7
Illinois avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Sainte Marie, Illinois

Sainte Marie, in Jasper County, is a small unincorporated community situated in the interior eastern United States. Its humid continental climate brings bitterly cold winters and hot, humid summers, and in particular a severe thunderstorm and tornado season each spring. These conditions collectively define the natural hazard environment that Sainte Marie residents and property owners must navigate.

Sainte Marie's overall natural disaster risk is rated 4.7/10 (Moderate) by FEMA's National Risk Index. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Secondary hazards include earthquake and landslide.

Within Illinois, Sainte Marie's risk is, slightly below the 5.8/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Jasper County identifies drought as the foremost hazard, followed by earthquake and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Sainte Marie residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Sainte Marie: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Sainte Marie

These city-level factors differentiate Sainte Marie from other communities in Jasper County and provide geographic context for its hazard exposure.

Population

281

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.5/10

Coordinates

38.9300Β° N, 88.0278Β° W

Jasper County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Sainte Marie

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Sainte Marie

Other cities in Illinois

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.