🌍 ClimateRiskCheck

Natural Disaster Risk in Seymour

Illinois

7.3out of 10
High Risk

Risk Summary for Seymour

Seymour scores 7.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Drought Winter Weather

All 18 Hazard Scores

Cold Wave
9.8
Drought
9.6
Winter Weather
9.6
Tornado
9.5
Hail
9.2
Earthquake
9.1
Extreme Heat
9.1
Strong Wind
8.6
Lightning
8.2
Ice Storm
7.3
Hurricane
6.6
Tsunami
5.4
Landslide
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
2.7
Riverine Flooding
1.0

How it compares

Seymour
7.3
Illinois avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Seymour, Illinois

Seymour is a small community of about 846 in Champaign County, in the interior eastern United States. The area experiences bitterly cold winters and hot, humid summers, with a severe thunderstorm and tornado season each spring shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Seymour.

According to FEMA's National Risk Index, Seymour carries an overall risk score of 7.3/10, placing it in the high category. Extreme cold snaps top the local risk profile, with Arctic front passages causing rapid and severe temperature drops that challenge both infrastructure and outdoor safety. The area also faces notable exposure to drought and winter.

Seymour's risk score, slightly above the 5.8/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Champaign County, the highest-scoring are cold wave, drought, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Seymour residents benefit from taking preparedness seriously. Reviewing insurance coverage for cold wave and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Seymour: Cold Wave preparedness

  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.

Local Factors for Seymour

These city-level factors differentiate Seymour from other communities in Champaign County and provide geographic context for its hazard exposure.

Population

846

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.7/10

Coordinates

40.1042Β° N, 88.4227Β° W

Champaign County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Seymour

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Seymour

Other cities in Illinois

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.