🌍 ClimateRiskCheck

Natural Disaster Risk in Valmeyer

Illinois

5.5out of 10
Moderate Risk

Risk Summary for Valmeyer

Valmeyer scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Earthquake Landslide

All 18 Hazard Scores

Extreme Heat
8.9
Earthquake
8.6
Landslide
8.4
Strong Wind
7.3
Hail
6.5
Tornado
6.4
Cold Wave
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
4.8
Lightning
4.7
Hurricane
4.5
Avalanche
4.5
Winter Weather
4.1
Ice Storm
3.1
Wildfire
1.4
Riverine Flooding
1.0

How it compares

Valmeyer
5.5
Illinois avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Valmeyer, Illinois

Valmeyer, in Monroe County, is a small community of about 1,459 situated in the interior eastern United States. Its humid continental climate brings bitterly cold winters and hot, humid summers, and in particular a severe thunderstorm and tornado season each spring. These conditions collectively define the natural hazard environment that Valmeyer residents and property owners must navigate.

According to FEMA's National Risk Index, Valmeyer carries an overall risk score of 5.5/10, placing it in the moderate category. Extreme heat is the top natural hazard concern, with summer temperatures regularly reaching dangerous thresholds that pose serious health risks, particularly for elderly and outdoor workers. The area also faces notable exposure to earthquake and landslide.

Within Illinois, Valmeyer's risk is, near the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Monroe County identifies heat as the foremost hazard, followed by earthquake and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Valmeyer residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for heat is recommended.

What this means for Valmeyer: Extreme Heat preparedness

  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.
  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.
  • Check on elderly neighbors and never leave children or pets in parked vehicles.

Local Factors for Valmeyer

These city-level factors differentiate Valmeyer from other communities in Monroe County and provide geographic context for its hazard exposure.

Population

1,459

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.4/10

Coordinates

38.2713Β° N, 90.3089Β° W

Monroe County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Valmeyer

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Valmeyer

Other cities in Illinois

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.