🌍 ClimateRiskCheck

Natural Disaster Risk in Varna

Illinois

4.9out of 10
Moderate Risk

Risk Summary for Varna

Varna scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Strong Wind Landslide

All 18 Hazard Scores

Drought
8.5
Strong Wind
7.3
Landslide
6.9
Cold Wave
6.3
Earthquake
6.0
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Tornado
4.8
Ice Storm
4.6
Avalanche
4.5
Hurricane
4.3
Extreme Heat
4.3
Winter Weather
3.3
Lightning
2.8
Hail
2.6
Wildfire
1.6
Riverine Flooding
1.0

How it compares

Varna
4.9
Illinois avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Varna, Illinois

Varna, in Marshall County, is a small community of about 989 situated in the interior eastern United States. Its humid continental climate brings bitterly cold winters and hot, humid summers, and in particular a severe thunderstorm and tornado season each spring. These conditions collectively define the natural hazard environment that Varna residents and property owners must navigate.

Varna's overall natural disaster risk is rated 4.9/10 (Moderate) by FEMA's National Risk Index. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Secondary hazards include wind and landslide.

Within Illinois, Varna's risk is, slightly below the 5.8/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Marshall County identifies drought as the foremost hazard, followed by wind and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Varna's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.

What this means for Varna: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Varna

These city-level factors differentiate Varna from other communities in Marshall County and provide geographic context for its hazard exposure.

Population

989

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 41.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.6/10

Coordinates

41.0325Β° N, 89.2469Β° W

Marshall County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Varna

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Varna

Other cities in Illinois

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.