🌍 ClimateRiskCheck

Natural Disaster Risk in Camby

Indiana

6.3out of 10
High Risk

Risk Summary for Camby

Camby scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Strong Wind Winter Weather

All 18 Hazard Scores

Landslide
8.7
Strong Wind
8.6
Winter Weather
8.3
Hail
8.2
Tornado
8.0
Earthquake
7.5
Extreme Heat
6.8
Cold Wave
6.7
Ice Storm
6.3
Drought
5.9
Lightning
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hurricane
4.0
Wildfire
3.3
Riverine Flooding
1.0

How it compares

Camby
6.3
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Camby, Indiana

Located in the interior eastern United States in Morgan County, Camby is a city of approximately 17,192 residents. The humid continental climate that characterizes this part of Indiana β€” marked by cold winters and warm, humid summers with variable severe weather β€” directly influences the types and severity of natural hazards present, making Camby a community where hazard awareness has real practical value.

FEMA rates Camby's composite natural disaster risk at 6.3 out of 10 β€” high risk. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. Residents should also account for wind and winter risk in their preparedness planning.

Relative to other U.S. communities, Camby's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.5/10 state average. The hazard distribution here is led by landslide and wind, as measured by FEMA across Morgan County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Camby's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Camby: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Local Factors for Camby

These city-level factors differentiate Camby from other communities in Morgan County and provide geographic context for its hazard exposure.

Population

17,192

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.3/10

Coordinates

39.6350Β° N, 86.3055Β° W

Morgan County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Camby

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Camby

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.