🌍 ClimateRiskCheck

Natural Disaster Risk in Chandler

Indiana

6.0out of 10
High Risk

Risk Summary for Chandler

Chandler scores 6.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Strong Wind Ice Storm

All 18 Hazard Scores

Earthquake
9.1
Strong Wind
8.5
Ice Storm
8.2
Winter Weather
8.0
Extreme Heat
7.9
Tornado
7.5
Hail
5.7
Drought
5.5
Tsunami
5.4
Volcanic Activity
5.1
Lightning
4.9
Coastal Flooding
4.9
Hurricane
4.8
Cold Wave
4.6
Avalanche
4.5
Wildfire
4.4
Landslide
3.0
Riverine Flooding
1.0

How it compares

Chandler
6.0
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Chandler, Indiana

Located in the interior eastern United States in Warrick County, Chandler is a town of roughly 5,606 residents. The humid continental climate that characterizes this part of Indiana β€” marked by cold winters and warm, humid summers with variable severe weather β€” directly influences the types and severity of natural hazards present, making Chandler a community where hazard awareness has real practical value.

Chandler's overall natural disaster risk is rated 6.0/10 (High) by FEMA's National Risk Index. Earthquake risk stands out in the local hazard profile, driven by proximity to fault systems with a history of significant ground movement. Secondary hazards include wind and ice storm.

Relative to other U.S. communities, Chandler's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.5/10 state average. The hazard distribution here is led by earthquake and wind, as measured by FEMA across Warrick County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Chandler residents benefit from taking preparedness seriously. Reviewing insurance coverage for earthquake and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Chandler: Earthquake preparedness

  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.
  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.

Local Factors for Chandler

These city-level factors differentiate Chandler from other communities in Warrick County and provide geographic context for its hazard exposure.

Population

5,606

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.4/10

Coordinates

38.0604Β° N, 87.3999Β° W

Warrick County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Chandler

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Chandler

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.