🌍 ClimateRiskCheck

Natural Disaster Risk in Claypool

Indiana

6.3out of 10
High Risk

Risk Summary for Claypool

Claypool scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Tornado Cold Wave

All 18 Hazard Scores

Strong Wind
9.2
Tornado
8.8
Cold Wave
8.7
Earthquake
7.2
Lightning
7.2
Drought
6.5
Extreme Heat
6.3
Winter Weather
6.3
Hurricane
6.1
Hail
5.9
Landslide
5.9
Tsunami
5.4
Volcanic Activity
5.1
Ice Storm
5.1
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
3.4
Riverine Flooding
1.0

How it compares

Claypool
6.3
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Claypool, Indiana

Located in the Great Lakes region in Kosciusko County, Claypool is a town of roughly 2,984 residents. The humid continental climate that characterizes this part of Indiana β€” marked by cold winters and warm, humid summers with variable severe weather β€” directly influences the types and severity of natural hazards present, making Claypool a community where hazard awareness has real practical value.

Claypool's overall natural disaster risk is rated 6.3/10 (High) by FEMA's National Risk Index. Wind damage from severe weather systems tops the local risk profile, with open terrain and frequent storm activity amplifying exposure to destructive gusts. Secondary hazards include tornado and cold wave.

Relative to other U.S. communities, Claypool's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.5/10 state average. The hazard distribution here is led by wind and tornado, as measured by FEMA across Kosciusko County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Claypool residents benefit from taking preparedness seriously. Reviewing insurance coverage for wind and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Claypool: Strong Wind preparedness

  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.

Local Factors for Claypool

These city-level factors differentiate Claypool from other communities in Kosciusko County and provide geographic context for its hazard exposure.

Population

2,984

Small Town

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Moderate Continental

Latitude 41.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.4/10

Coordinates

41.1207Β° N, 85.8740Β° W

Kosciusko County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Claypool

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Claypool

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.