🌍 ClimateRiskCheck

Natural Disaster Risk in Crane

Indiana

4.2out of 10
Moderate Risk

Risk Summary for Crane

Crane scores 4.2/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Tsunami Landslide

All 18 Hazard Scores

Earthquake
6.1
Tsunami
5.4
Landslide
5.3
Volcanic Activity
5.1
Drought
5.0
Coastal Flooding
4.9
Strong Wind
4.8
Avalanche
4.5
Extreme Heat
4.4
Tornado
4.3
Winter Weather
4.3
Hurricane
4.2
Ice Storm
4.0
Cold Wave
2.6
Hail
2.5
Lightning
2.2
Wildfire
1.5
Riverine Flooding
1.0

How it compares

Crane
4.2
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Crane, Indiana

Located in the interior eastern United States in Martin County, Crane is a small unincorporated community. The humid continental climate that characterizes this part of Indiana β€” marked by cold winters and warm, humid summers with variable severe weather β€” directly influences the types and severity of natural hazards present, making Crane a community where hazard awareness has real practical value.

FEMA rates Crane's composite natural disaster risk at 4.2 out of 10 β€” moderate risk. Seismic activity is the dominant hazard, with the community situated in or near an active tectonic zone capable of producing damaging ground shaking. Residents should also account for tsunami and landslide risk in their preparedness planning.

Relative to other U.S. communities, Crane's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.5/10 state average. The hazard distribution here is led by earthquake and tsunami, as measured by FEMA across Martin County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Crane's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that earthquake exposure is adequately protected is a worthwhile step for property owners.

What this means for Crane: Earthquake preparedness

  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.
  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.

Local Factors for Crane

These city-level factors differentiate Crane from other communities in Martin County and provide geographic context for its hazard exposure.

Population

319

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.5/10

Coordinates

38.8854Β° N, 86.8054Β° W

Martin County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Crane

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Crane

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.