🌍 ClimateRiskCheck

Natural Disaster Risk in Dayton

Indiana

7.1out of 10
High Risk

Risk Summary for Dayton

Dayton scores 7.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Winter Weather Hail

All 18 Hazard Scores

Winter Weather
9.6
Cold Wave
9.6
Hail
9.4
Extreme Heat
8.8
Strong Wind
8.7
Tornado
8.5
Earthquake
8.3
Landslide
7.2
Lightning
7.0
Ice Storm
6.9
Hurricane
6.2
Drought
6.2
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
3.8
Riverine Flooding
1.0

How it compares

Dayton
7.1
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Dayton, Indiana

Dayton, in Tippecanoe County, is a small community of about 1,159 situated in the interior eastern United States. Its humid continental climate brings cold winters and warm, humid summers with variable severe weather, and in particular spring tornado risk across the state. These conditions collectively define the natural hazard environment that Dayton residents and property owners must navigate.

According to FEMA's National Risk Index, Dayton carries an overall risk score of 7.1/10, placing it in the high category. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. The area also faces notable exposure to winter and hail.

Within Indiana, Dayton's risk is, considerably above the 5.5/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Tippecanoe County identifies cold wave as the foremost hazard, followed by winter and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Dayton residents benefit from taking preparedness seriously. Reviewing insurance coverage for cold wave and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Dayton: Cold Wave preparedness

  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.

Local Factors for Dayton

These city-level factors differentiate Dayton from other communities in Tippecanoe County and provide geographic context for its hazard exposure.

Population

1,159

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.8/10

Coordinates

40.3754Β° N, 86.7713Β° W

Tippecanoe County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Dayton

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Dayton

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.