🌍 ClimateRiskCheck

Natural Disaster Risk in Delong

Indiana

4.9out of 10
Moderate Risk

Risk Summary for Delong

Delong scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Strong Wind Cold Wave

All 18 Hazard Scores

Drought
7.4
Strong Wind
6.7
Cold Wave
6.4
Hail
5.8
Tornado
5.7
Hurricane
5.5
Tsunami
5.4
Earthquake
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Extreme Heat
4.6
Landslide
4.5
Avalanche
4.5
Lightning
3.9
Winter Weather
3.5
Ice Storm
2.9
Wildfire
1.7
Riverine Flooding
1.0

How it compares

Delong
4.9
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Delong, Indiana

Located in the Great Lakes region in Fulton County, Delong is a small unincorporated community. The humid continental climate that characterizes this part of Indiana β€” marked by cold winters and warm, humid summers with variable severe weather β€” directly influences the types and severity of natural hazards present, making Delong a community where hazard awareness has real practical value.

Delong's overall natural disaster risk is rated 4.9/10 (Moderate) by FEMA's National Risk Index. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. Secondary hazards include wind and cold wave.

Relative to other U.S. communities, Delong's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.5/10 state average. The hazard distribution here is led by drought and wind, as measured by FEMA across Fulton County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Delong's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.

What this means for Delong: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Delong

These city-level factors differentiate Delong from other communities in Fulton County and provide geographic context for its hazard exposure.

Population

N/A

Rural

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Moderate Continental

Latitude 41.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.7/10

Coordinates

41.1399Β° N, 86.4220Β° W

Fulton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Delong

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Delong

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.