🌍 ClimateRiskCheck

Natural Disaster Risk in Delphi

Indiana

4.7out of 10
Moderate Risk

Risk Summary for Delphi

Delphi scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Cold Wave Hail

All 18 Hazard Scores

Drought
6.5
Hail
5.9
Cold Wave
5.9
Landslide
5.5
Earthquake
5.4
Tsunami
5.4
Hurricane
5.3
Volcanic Activity
5.1
Tornado
5.0
Coastal Flooding
4.9
Strong Wind
4.7
Extreme Heat
4.5
Avalanche
4.5
Winter Weather
4.3
Ice Storm
3.2
Lightning
2.5
Wildfire
1.9
Riverine Flooding
1.0

How it compares

Delphi
4.7
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Delphi, Indiana

Located in the interior eastern United States in Carroll County, Delphi is a town of roughly 8,221 residents. The humid continental climate that characterizes this part of Indiana β€” marked by cold winters and warm, humid summers with variable severe weather β€” directly influences the types and severity of natural hazards present, making Delphi a community where hazard awareness has real practical value.

Delphi's overall natural disaster risk is rated 4.7/10 (Moderate) by FEMA's National Risk Index. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. Secondary hazards include cold wave and hail.

Relative to other U.S. communities, Delphi's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.5/10 state average. The hazard distribution here is led by drought and cold wave, as measured by FEMA across Carroll County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Delphi residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Delphi: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Delphi

These city-level factors differentiate Delphi from other communities in Carroll County and provide geographic context for its hazard exposure.

Population

8,221

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.9/10

Coordinates

40.6060Β° N, 86.6457Β° W

Carroll County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Delphi

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Delphi

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.