🌍 ClimateRiskCheck

Natural Disaster Risk in Deputy

Indiana

5.3out of 10
Moderate Risk

Risk Summary for Deputy

Deputy scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Strong Wind Tornado

All 18 Hazard Scores

Landslide
8.7
Strong Wind
8.6
Tornado
8.4
Ice Storm
6.7
Earthquake
6.6
Tsunami
5.4
Lightning
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Hurricane
4.7
Avalanche
4.5
Extreme Heat
4.2
Cold Wave
4.2
Drought
3.9
Winter Weather
3.6
Hail
3.1
Wildfire
2.1
Riverine Flooding
1.0

How it compares

Deputy
5.3
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Deputy, Indiana

Deputy, in Jefferson County, is a small community of about 2,086 situated in the interior eastern United States. Its humid continental climate brings cold winters and warm, humid summers with variable severe weather, and in particular spring tornado risk across the state. These conditions collectively define the natural hazard environment that Deputy residents and property owners must navigate.

According to FEMA's National Risk Index, Deputy carries an overall risk score of 5.3/10, placing it in the moderate category. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. The area also faces notable exposure to wind and tornado.

Within Indiana, Deputy's risk is, near the 5.5/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Jefferson County identifies landslide as the foremost hazard, followed by wind and tornado. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Deputy's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Deputy: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Deputy

These city-level factors differentiate Deputy from other communities in Jefferson County and provide geographic context for its hazard exposure.

Population

2,086

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.1/10

Coordinates

38.7946Β° N, 85.6314Β° W

Jefferson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Deputy

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Deputy

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.