🌍 ClimateRiskCheck

Natural Disaster Risk in Donaldson

Indiana

5.4out of 10
Moderate Risk

Risk Summary for Donaldson

Donaldson scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Cold Wave Hail

All 18 Hazard Scores

Lightning
7.9
Cold Wave
7.8
Tornado
7.0
Hail
7.0
Earthquake
5.9
Drought
5.9
Hurricane
5.4
Tsunami
5.4
Strong Wind
5.3
Extreme Heat
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Winter Weather
4.8
Landslide
4.6
Avalanche
4.5
Ice Storm
3.9
Wildfire
1.8
Riverine Flooding
1.0

How it compares

Donaldson
5.4
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Donaldson, Indiana

Located in the Great Lakes region in Marshall County, Donaldson is a small unincorporated community. The humid continental climate that characterizes this part of Indiana β€” marked by cold winters and warm, humid summers with variable severe weather β€” directly influences the types and severity of natural hazards present, making Donaldson a community where hazard awareness has real practical value.

Donaldson's overall natural disaster risk is rated 5.4/10 (Moderate) by FEMA's National Risk Index. Frequent lightning strikes from an active thunderstorm environment represent the top natural hazard risk, posing safety concerns and causing fire ignitions and power outages. Secondary hazards include cold wave and hail.

Relative to other U.S. communities, Donaldson's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.5/10 state average. The hazard distribution here is led by lightning and cold wave, as measured by FEMA across Marshall County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Donaldson residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for lightning is recommended.

What this means for Donaldson: Lightning preparedness

  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.

Local Factors for Donaldson

These city-level factors differentiate Donaldson from other communities in Marshall County and provide geographic context for its hazard exposure.

Population

N/A

Rural

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Moderate Continental

Latitude 41.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.8/10

Coordinates

41.3629Β° N, 86.4482Β° W

Marshall County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Donaldson

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Donaldson

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.