🌍 ClimateRiskCheck

Natural Disaster Risk in Elizabeth

Indiana

5.6out of 10
Moderate Risk

Risk Summary for Elizabeth

Elizabeth scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Tornado.

Top Hazards

Tornado Strong Wind Earthquake

All 18 Hazard Scores

Tornado
8.4
Strong Wind
7.7
Earthquake
7.3
Winter Weather
6.7
Ice Storm
6.7
Cold Wave
6.3
Extreme Heat
5.8
Lightning
5.6
Tsunami
5.4
Drought
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Landslide
4.7
Avalanche
4.5
Hurricane
4.3
Hail
3.2
Wildfire
2.8
Riverine Flooding
1.0

How it compares

Elizabeth
5.6
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Elizabeth, Indiana

Elizabeth, in Harrison County, is a town of roughly 4,400 residents situated in the interior eastern United States. Its humid continental climate brings cold winters and warm, humid summers with variable severe weather, and in particular spring tornado risk across the state. These conditions collectively define the natural hazard environment that Elizabeth residents and property owners must navigate.

Elizabeth's overall natural disaster risk is rated 5.6/10 (Moderate) by FEMA's National Risk Index. The area faces significant tornado risk, positioned where atmospheric conditions regularly generate severe rotating thunderstorms capable of producing violent tornadoes. Secondary hazards include wind and earthquake.

Within Indiana, Elizabeth's risk is, near the 5.5/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Harrison County identifies tornado as the foremost hazard, followed by wind and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Elizabeth residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for tornado is recommended.

What this means for Elizabeth: Tornado preparedness

  • Review whether your insurance covers wind and debris damage, and document belongings in advance.
  • Identify the safest interior room on the lowest floor β€” away from windows β€” as your shelter.
  • Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.

Local Factors for Elizabeth

These city-level factors differentiate Elizabeth from other communities in Harrison County and provide geographic context for its hazard exposure.

Population

4,400

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.8/10

Coordinates

38.1050Β° N, 85.9728Β° W

Harrison County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Elizabeth

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Elizabeth

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.