🌍 ClimateRiskCheck

Natural Disaster Risk in Falmouth

Indiana

4.3out of 10
Moderate Risk

Risk Summary for Falmouth

Falmouth scores 4.3/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Tornado.

Top Hazards

Tornado Earthquake Drought

All 18 Hazard Scores

Tornado
6.0
Earthquake
5.9
Drought
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Ice Storm
4.9
Hurricane
4.7
Landslide
4.5
Avalanche
4.5
Hail
4.2
Strong Wind
3.5
Cold Wave
3.4
Lightning
3.3
Winter Weather
3.2
Extreme Heat
2.7
Wildfire
1.4
Riverine Flooding
1.0

How it compares

Falmouth
4.3
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Falmouth, Indiana

Falmouth, in Rush County, is a small unincorporated community situated in the interior eastern United States. Its humid continental climate brings cold winters and warm, humid summers with variable severe weather, and in particular spring tornado risk across the state. These conditions collectively define the natural hazard environment that Falmouth residents and property owners must navigate.

According to FEMA's National Risk Index, Falmouth carries an overall risk score of 4.3/10, placing it in the moderate category. Tornado activity is the top natural hazard risk, with the region lying in a corridor where warm, moist air frequently clashes with dry, cool air masses to spawn severe supercell thunderstorms. The area also faces notable exposure to earthquake and drought.

Within Indiana, Falmouth's risk is, slightly below the 5.5/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Rush County identifies tornado as the foremost hazard, followed by earthquake and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Falmouth residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for tornado is recommended.

What this means for Falmouth: Tornado preparedness

  • Review whether your insurance covers wind and debris damage, and document belongings in advance.
  • Identify the safest interior room on the lowest floor β€” away from windows β€” as your shelter.
  • Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.

Local Factors for Falmouth

These city-level factors differentiate Falmouth from other communities in Rush County and provide geographic context for its hazard exposure.

Population

390

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.4/10

Coordinates

39.7177Β° N, 85.3158Β° W

Rush County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Falmouth

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Falmouth

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.