🌍 ClimateRiskCheck

Natural Disaster Risk in Franklin County

Indiana

4.8out of 10
Moderate Risk

Risk Summary for Franklin County

Franklin County scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Tornado Strong Wind

All 18 Hazard Scores

Landslide
8.9
Tornado
6.5
Strong Wind
6.2
Tsunami
5.4
Ice Storm
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Cold Wave
4.9
Earthquake
4.7
Drought
4.7
Avalanche
4.5
Hurricane
4.0
Hail
3.9
Lightning
3.8
Extreme Heat
3.4
Winter Weather
3.1
Wildfire
2.5
Riverine Flooding
1.0

How it compares

Franklin County
4.8
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Franklin County, Indiana

Franklin County is located in the United States in Indiana, home to roughly 22,784 residents. The county experiences cold winters and warm, humid summers with variable severe weather, with spring tornado risk across the state shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

FEMA rates Franklin County's composite natural disaster risk at 4.8 out of 10 β€” moderate risk. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Residents should also account for tornado and wind risk in their preparedness planning.

Franklin County's risk score, slightly below the 5.5/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Franklin County, the highest-scoring are landslide, tornado, and wind. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Franklin County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for Franklin County: Landslide preparedness

  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.

Cities in Franklin County

ZIP codes in Franklin County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.