🌍 ClimateRiskCheck

Natural Disaster Risk in Fredericksburg

Indiana

5.2out of 10
Moderate Risk

Risk Summary for Fredericksburg

Fredericksburg scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Tornado.

Top Hazards

Tornado Strong Wind Earthquake

All 18 Hazard Scores

Tornado
8.0
Strong Wind
7.5
Earthquake
7.2
Winter Weather
6.7
Drought
6.1
Tsunami
5.4
Extreme Heat
5.2
Volcanic Activity
5.1
Cold Wave
5.0
Coastal Flooding
4.9
Ice Storm
4.8
Hurricane
4.7
Avalanche
4.5
Lightning
4.4
Landslide
4.1
Hail
2.6
Wildfire
2.2
Riverine Flooding
1.0

How it compares

Fredericksburg
5.2
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Fredericksburg, Indiana

Located in the interior eastern United States in Washington County, Fredericksburg is a small community of about 960. The humid continental climate that characterizes this part of Indiana β€” marked by cold winters and warm, humid summers with variable severe weather β€” directly influences the types and severity of natural hazards present, making Fredericksburg a community where hazard awareness has real practical value.

Fredericksburg's overall natural disaster risk is rated 5.2/10 (Moderate) by FEMA's National Risk Index. Tornadoes represent the primary threat to life and property here, with the local geography placing the community squarely in a high-frequency severe weather corridor. Secondary hazards include wind and earthquake.

Relative to other U.S. communities, Fredericksburg's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.5/10 state average. The hazard distribution here is led by tornado and wind, as measured by FEMA across Washington County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Fredericksburg residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for tornado is recommended.

What this means for Fredericksburg: Tornado preparedness

  • Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.
  • Review whether your insurance covers wind and debris damage, and document belongings in advance.
  • Identify the safest interior room on the lowest floor β€” away from windows β€” as your shelter.

Local Factors for Fredericksburg

These city-level factors differentiate Fredericksburg from other communities in Washington County and provide geographic context for its hazard exposure.

Population

960

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.2/10

Coordinates

38.4557Β° N, 86.1907Β° W

Washington County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Fredericksburg

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Fredericksburg

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.