🌍 ClimateRiskCheck

Natural Disaster Risk in Huntington

Indiana

5.2out of 10
Moderate Risk

Risk Summary for Huntington

Huntington scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Tornado Drought

All 18 Hazard Scores

Tornado
7.2
Strong Wind
7.2
Drought
6.9
Hail
6.6
Extreme Heat
6.1
Earthquake
5.7
Tsunami
5.4
Hurricane
5.3
Landslide
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Cold Wave
4.9
Avalanche
4.5
Winter Weather
4.2
Lightning
3.5
Ice Storm
3.5
Wildfire
2.1
Riverine Flooding
1.0

How it compares

Huntington
5.2
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Huntington, Indiana

Huntington is a city of approximately 27,271 residents in Huntington County, in the interior eastern United States. The area experiences cold winters and warm, humid summers with variable severe weather, with spring tornado risk across the state shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Huntington.

According to FEMA's National Risk Index, Huntington carries an overall risk score of 5.2/10, placing it in the moderate category. Wind damage from severe weather systems tops the local risk profile, with open terrain and frequent storm activity amplifying exposure to destructive gusts. The area also faces notable exposure to tornado and drought.

Huntington's risk score, near the 5.5/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Huntington County, the highest-scoring are wind, tornado, and drought. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Huntington residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wind is recommended.

What this means for Huntington: Strong Wind preparedness

  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.

Local Factors for Huntington

These city-level factors differentiate Huntington from other communities in Huntington County and provide geographic context for its hazard exposure.

Population

27,271

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.1/10

Coordinates

40.8768Β° N, 85.4967Β° W

Huntington County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Huntington

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Huntington

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.