🌍 ClimateRiskCheck

Natural Disaster Risk in Jamestown

Indiana

5.5out of 10
Moderate Risk

Risk Summary for Jamestown

Jamestown scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Winter Weather Earthquake

All 18 Hazard Scores

Hail
7.7
Winter Weather
7.7
Earthquake
7.2
Strong Wind
6.9
Cold Wave
6.5
Drought
6.3
Extreme Heat
6.2
Ice Storm
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Tornado
4.7
Avalanche
4.5
Hurricane
4.3
Landslide
4.0
Lightning
3.7
Wildfire
1.9
Riverine Flooding
1.0

How it compares

Jamestown
5.5
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Jamestown, Indiana

Jamestown, in Boone County, is a town of roughly 2,518 residents situated in the interior eastern United States. Its humid continental climate brings cold winters and warm, humid summers with variable severe weather, and in particular spring tornado risk across the state. These conditions collectively define the natural hazard environment that Jamestown residents and property owners must navigate.

Jamestown's overall natural disaster risk is rated 5.5/10 (Moderate) by FEMA's National Risk Index. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Secondary hazards include winter and earthquake.

Within Indiana, Jamestown's risk is, near the 5.5/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Boone County identifies hail as the foremost hazard, followed by winter and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Jamestown residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for Jamestown: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Local Factors for Jamestown

These city-level factors differentiate Jamestown from other communities in Boone County and provide geographic context for its hazard exposure.

Population

2,518

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.9/10

Coordinates

39.9699Β° N, 86.6269Β° W

Boone County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Jamestown

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Jamestown

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.