🌍 ClimateRiskCheck

Natural Disaster Risk in Kempton

Indiana

3.9out of 10
Low Risk

Risk Summary for Kempton

Kempton scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Tsunami Earthquake

All 18 Hazard Scores

Drought
5.6
Tsunami
5.4
Earthquake
5.2
Volcanic Activity
5.1
Tornado
4.9
Coastal Flooding
4.9
Avalanche
4.5
Hurricane
4.3
Hail
4.2
Extreme Heat
3.8
Strong Wind
3.4
Winter Weather
3.4
Cold Wave
3.4
Ice Storm
3.3
Landslide
2.1
Lightning
1.6
Wildfire
1.4
Riverine Flooding
1.0

How it compares

Kempton
3.9
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Kempton, Indiana

Located in the interior eastern United States in Tipton County, Kempton is a small community of about 763. The humid continental climate that characterizes this part of Indiana β€” marked by cold winters and warm, humid summers with variable severe weather β€” directly influences the types and severity of natural hazards present, making Kempton a community where hazard awareness has real practical value.

FEMA rates Kempton's composite natural disaster risk at 3.9 out of 10 β€” low risk. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. Residents should also account for tsunami and earthquake risk in their preparedness planning.

Relative to other U.S. communities, Kempton's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 5.5/10 state average. The hazard distribution here is led by drought and tsunami, as measured by FEMA across Tipton County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Despite its lower-than-average risk classification, Kempton is not immune to natural hazards. Basic preparedness β€” an emergency kit, awareness of seasonal risks, and property insurance that covers drought β€” remains prudent for all residents.

What this means for Kempton: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Kempton

These city-level factors differentiate Kempton from other communities in Tipton County and provide geographic context for its hazard exposure.

Population

763

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.4/10

Coordinates

40.2976Β° N, 86.2216Β° W

Tipton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Kempton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Kempton

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.