🌍 ClimateRiskCheck

Natural Disaster Risk in Kendallville

Indiana

5.7out of 10
Moderate Risk

Risk Summary for Kendallville

Kendallville scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Tornado Hail

All 18 Hazard Scores

Strong Wind
8.4
Tornado
7.8
Hail
7.7
Drought
7.3
Landslide
6.4
Cold Wave
6.4
Earthquake
6.0
Hurricane
5.4
Tsunami
5.4
Lightning
5.3
Volcanic Activity
5.1
Winter Weather
5.0
Coastal Flooding
4.9
Ice Storm
4.9
Avalanche
4.5
Extreme Heat
3.8
Wildfire
2.7
Riverine Flooding
1.0

How it compares

Kendallville
5.7
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Kendallville, Indiana

Kendallville is a city of approximately 15,441 residents in Noble County, in the Great Lakes region. The area experiences cold winters and warm, humid summers with variable severe weather, with spring tornado risk across the state shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Kendallville.

According to FEMA's National Risk Index, Kendallville carries an overall risk score of 5.7/10, placing it in the moderate category. Wind damage from severe weather systems tops the local risk profile, with open terrain and frequent storm activity amplifying exposure to destructive gusts. The area also faces notable exposure to tornado and hail.

Kendallville's risk score, near the 5.5/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Noble County, the highest-scoring are wind, tornado, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Kendallville's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wind exposure is adequately protected is a worthwhile step for property owners.

What this means for Kendallville: Strong Wind preparedness

  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.

Local Factors for Kendallville

These city-level factors differentiate Kendallville from other communities in Noble County and provide geographic context for its hazard exposure.

Population

15,441

Suburban

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Moderate Continental

Latitude 41.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.7/10

Coordinates

41.4512Β° N, 85.2721Β° W

Noble County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Kendallville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Kendallville

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.