Natural Disaster Risk in Lewis
Indiana
Risk Summary for Lewis
Lewis scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Earthquake.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Lewis, Indiana
Located in the interior eastern United States in Clay County, Lewis is a small community of about 946. The humid continental climate that characterizes this part of Indiana β marked by cold winters and warm, humid summers with variable severe weather β directly influences the types and severity of natural hazards present, making Lewis a community where hazard awareness has real practical value.
FEMA rates Lewis's composite natural disaster risk at 5.4 out of 10 β moderate risk. Seismic activity is the dominant hazard, with the community situated in or near an active tectonic zone capable of producing damaging ground shaking. Residents should also account for wind and winter risk in their preparedness planning.
Relative to other U.S. communities, Lewis's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.5/10 state average. The hazard distribution here is led by earthquake and wind, as measured by FEMA across Clay County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Lewis residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for earthquake is recommended.
What this means for Lewis: Earthquake preparedness
- Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.
- Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
- Standard homeowners insurance excludes earthquake damage β a separate earthquake policy or endorsement is needed.
Local Factors for Lewis
These city-level factors differentiate Lewis from other communities in Clay County and provide geographic context for its hazard exposure.
Population
946
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 39.3Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 1.8/10
Coordinates
39.2627Β° N, 87.2287Β° W
Clay County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Lewis
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Lewis
Other cities in Indiana
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.