🌍 ClimateRiskCheck

Natural Disaster Risk in Loogootee

Indiana

4.2out of 10
Moderate Risk

Risk Summary for Loogootee

Loogootee scores 4.2/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Tsunami Landslide

All 18 Hazard Scores

Earthquake
6.1
Tsunami
5.4
Landslide
5.3
Volcanic Activity
5.1
Drought
5.0
Coastal Flooding
4.9
Strong Wind
4.8
Avalanche
4.5
Extreme Heat
4.4
Tornado
4.3
Winter Weather
4.3
Hurricane
4.2
Ice Storm
4.0
Cold Wave
2.6
Hail
2.5
Lightning
2.2
Wildfire
1.5
Riverine Flooding
1.0

How it compares

Loogootee
4.2
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Loogootee, Indiana

Loogootee, in Martin County, is a town of roughly 8,777 residents situated in the interior eastern United States. Its humid continental climate brings cold winters and warm, humid summers with variable severe weather, and in particular spring tornado risk across the state. These conditions collectively define the natural hazard environment that Loogootee residents and property owners must navigate.

Loogootee's overall natural disaster risk is rated 4.2/10 (Moderate) by FEMA's National Risk Index. The area's position within a seismically active region makes earthquake preparedness a top priority for residents and property owners alike. Secondary hazards include tsunami and landslide.

Within Indiana, Loogootee's risk is, slightly below the 5.5/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Martin County identifies earthquake as the foremost hazard, followed by tsunami and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Loogootee's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that earthquake exposure is adequately protected is a worthwhile step for property owners.

What this means for Loogootee: Earthquake preparedness

  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.
  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.

Local Factors for Loogootee

These city-level factors differentiate Loogootee from other communities in Martin County and provide geographic context for its hazard exposure.

Population

8,777

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.5/10

Coordinates

38.6540Β° N, 86.9111Β° W

Martin County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Loogootee

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Loogootee

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.