🌍 ClimateRiskCheck

Natural Disaster Risk in Medora

Indiana

5.4out of 10
Moderate Risk

Risk Summary for Medora

Medora scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Tornado Earthquake

All 18 Hazard Scores

Strong Wind
8.7
Tornado
8.5
Earthquake
7.8
Drought
6.1
Ice Storm
5.8
Lightning
5.7
Extreme Heat
5.4
Tsunami
5.4
Volcanic Activity
5.1
Hurricane
4.9
Winter Weather
4.9
Coastal Flooding
4.9
Avalanche
4.5
Cold Wave
4.4
Hail
3.9
Landslide
3.3
Wildfire
2.0
Riverine Flooding
1.0

How it compares

Medora
5.4
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Medora, Indiana

Medora is a small community of about 1,809 in Jackson County, in the interior eastern United States. The area experiences cold winters and warm, humid summers with variable severe weather, with spring tornado risk across the state shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Medora.

FEMA rates Medora's composite natural disaster risk at 5.4 out of 10 β€” moderate risk. Strong wind is the primary natural hazard, with the area exposed to downburst winds from convective storms that can exceed 80 mph and cause hurricane-level localized damage. Residents should also account for tornado and earthquake risk in their preparedness planning.

Medora's risk score, near the 5.5/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Jackson County, the highest-scoring are wind, tornado, and earthquake. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Medora residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wind is recommended.

What this means for Medora: Strong Wind preparedness

  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.

Local Factors for Medora

These city-level factors differentiate Medora from other communities in Jackson County and provide geographic context for its hazard exposure.

Population

1,809

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.0/10

Coordinates

38.8360Β° N, 86.1991Β° W

Jackson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Medora

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Medora

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.