🌍 ClimateRiskCheck

Natural Disaster Risk in Mooreland

Indiana

5.2out of 10
Moderate Risk

Risk Summary for Mooreland

Mooreland scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Tornado.

Top Hazards

Tornado Earthquake Hail

All 18 Hazard Scores

Tornado
8.3
Earthquake
7.1
Hail
6.8
Ice Storm
6.2
Winter Weather
5.7
Landslide
5.4
Tsunami
5.4
Lightning
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
4.8
Hurricane
4.7
Drought
4.7
Avalanche
4.5
Extreme Heat
3.6
Cold Wave
3.4
Wildfire
2.0
Riverine Flooding
1.0

How it compares

Mooreland
5.2
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Mooreland, Indiana

Mooreland is a small community of about 1,643 in Henry County, in the interior eastern United States. The area experiences cold winters and warm, humid summers with variable severe weather, with spring tornado risk across the state shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Mooreland.

According to FEMA's National Risk Index, Mooreland carries an overall risk score of 5.2/10, placing it in the moderate category. Tornadoes represent the primary threat to life and property here, with the local geography placing the community squarely in a high-frequency severe weather corridor. The area also faces notable exposure to earthquake and hail.

Mooreland's risk score, near the 5.5/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Henry County, the highest-scoring are tornado, earthquake, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Mooreland's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that tornado exposure is adequately protected is a worthwhile step for property owners.

What this means for Mooreland: Tornado preparedness

  • Identify the safest interior room on the lowest floor β€” away from windows β€” as your shelter.
  • Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.
  • Review whether your insurance covers wind and debris damage, and document belongings in advance.

Local Factors for Mooreland

These city-level factors differentiate Mooreland from other communities in Henry County and provide geographic context for its hazard exposure.

Population

1,643

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.0/10

Coordinates

40.0168Β° N, 85.2614Β° W

Henry County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Mooreland

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Mooreland

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.