🌍 ClimateRiskCheck

Natural Disaster Risk in Moores Hill

Indiana

5.4out of 10
Moderate Risk

Risk Summary for Moores Hill

Moores Hill scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Strong Wind Tornado

All 18 Hazard Scores

Landslide
9.1
Strong Wind
8.3
Tornado
7.9
Cold Wave
6.8
Ice Storm
6.3
Lightning
6.1
Earthquake
5.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Extreme Heat
4.4
Winter Weather
4.0
Hurricane
3.9
Hail
3.6
Drought
3.5
Wildfire
2.3
Riverine Flooding
1.0

How it compares

Moores Hill
5.4
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Moores Hill, Indiana

Located in the interior eastern United States in Dearborn County, Moores Hill is a town of roughly 3,285 residents. The humid continental climate that characterizes this part of Indiana β€” marked by cold winters and warm, humid summers with variable severe weather β€” directly influences the types and severity of natural hazards present, making Moores Hill a community where hazard awareness has real practical value.

Moores Hill's overall natural disaster risk is rated 5.4/10 (Moderate) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include wind and tornado.

Relative to other U.S. communities, Moores Hill's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.5/10 state average. The hazard distribution here is led by landslide and wind, as measured by FEMA across Dearborn County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Moores Hill's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Moores Hill: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Local Factors for Moores Hill

These city-level factors differentiate Moores Hill from other communities in Dearborn County and provide geographic context for its hazard exposure.

Population

3,285

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.3/10

Coordinates

39.0811Β° N, 85.0550Β° W

Dearborn County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Moores Hill

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Moores Hill

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.