🌍 ClimateRiskCheck

Natural Disaster Risk in New Waverly

Indiana

5.9out of 10
Moderate Risk

Risk Summary for New Waverly

New Waverly scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Hail Cold Wave

All 18 Hazard Scores

Strong Wind
8.8
Hail
7.9
Cold Wave
7.7
Drought
7.3
Extreme Heat
6.8
Earthquake
6.7
Winter Weather
6.7
Tornado
6.5
Hurricane
5.6
Landslide
5.6
Tsunami
5.4
Volcanic Activity
5.1
Lightning
5.0
Coastal Flooding
4.9
Avalanche
4.5
Ice Storm
4.0
Wildfire
2.2
Riverine Flooding
1.0

How it compares

New Waverly
5.9
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: New Waverly, Indiana

New Waverly, in Cass County, is a small unincorporated community situated in the interior eastern United States. Its humid continental climate brings cold winters and warm, humid summers with variable severe weather, and in particular spring tornado risk across the state. These conditions collectively define the natural hazard environment that New Waverly residents and property owners must navigate.

New Waverly's overall natural disaster risk is rated 5.9/10 (Moderate) by FEMA's National Risk Index. Strong wind is the primary natural hazard, with the area exposed to downburst winds from convective storms that can exceed 80 mph and cause hurricane-level localized damage. Secondary hazards include hail and cold wave.

Within Indiana, New Waverly's risk is, slightly above the 5.5/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Cass County identifies wind as the foremost hazard, followed by hail and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

New Waverly's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wind exposure is adequately protected is a worthwhile step for property owners.

What this means for New Waverly: Strong Wind preparedness

  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.

Local Factors for New Waverly

These city-level factors differentiate New Waverly from other communities in Cass County and provide geographic context for its hazard exposure.

Population

101

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.2/10

Coordinates

40.7657Β° N, 86.1879Β° W

Cass County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for New Waverly

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in New Waverly

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.