🌍 ClimateRiskCheck

Natural Disaster Risk in Onward

Indiana

5.9out of 10
Moderate Risk

Risk Summary for Onward

Onward scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Hail Cold Wave

All 18 Hazard Scores

Strong Wind
8.8
Hail
7.9
Cold Wave
7.7
Drought
7.3
Extreme Heat
6.8
Earthquake
6.7
Winter Weather
6.7
Tornado
6.5
Hurricane
5.6
Landslide
5.6
Tsunami
5.4
Volcanic Activity
5.1
Lightning
5.0
Coastal Flooding
4.9
Avalanche
4.5
Ice Storm
4.0
Wildfire
2.2
Riverine Flooding
1.0

How it compares

Onward
5.9
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Onward, Indiana

Located in the interior eastern United States in Cass County, Onward is a small unincorporated community. The humid continental climate that characterizes this part of Indiana β€” marked by cold winters and warm, humid summers with variable severe weather β€” directly influences the types and severity of natural hazards present, making Onward a community where hazard awareness has real practical value.

Onward's overall natural disaster risk is rated 5.9/10 (Moderate) by FEMA's National Risk Index. Wind damage from severe weather systems tops the local risk profile, with open terrain and frequent storm activity amplifying exposure to destructive gusts. Secondary hazards include hail and cold wave.

Relative to other U.S. communities, Onward's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.5/10 state average. The hazard distribution here is led by wind and hail, as measured by FEMA across Cass County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Onward's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wind exposure is adequately protected is a worthwhile step for property owners.

What this means for Onward: Strong Wind preparedness

  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.

Local Factors for Onward

These city-level factors differentiate Onward from other communities in Cass County and provide geographic context for its hazard exposure.

Population

199

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.2/10

Coordinates

40.6950Β° N, 86.1948Β° W

Cass County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Onward

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Onward

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.