🌍 ClimateRiskCheck

Natural Disaster Risk in Ora

Indiana

4.3out of 10
Moderate Risk

Risk Summary for Ora

Ora scores 4.3/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Hurricane Tsunami

All 18 Hazard Scores

Cold Wave
6.2
Hurricane
5.4
Tsunami
5.4
Hail
5.2
Volcanic Activity
5.1
Earthquake
5.0
Ice Storm
5.0
Coastal Flooding
4.9
Avalanche
4.5
Tornado
4.3
Landslide
4.3
Strong Wind
4.2
Extreme Heat
4.0
Drought
2.9
Winter Weather
2.9
Lightning
2.7
Wildfire
1.4
Riverine Flooding
1.0

How it compares

Ora
4.3
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Ora, Indiana

Located in the Great Lakes region in Pulaski County, Ora is a small unincorporated community. The humid continental climate that characterizes this part of Indiana β€” marked by cold winters and warm, humid summers with variable severe weather β€” directly influences the types and severity of natural hazards present, making Ora a community where hazard awareness has real practical value.

Ora's overall natural disaster risk is rated 4.3/10 (Moderate) by FEMA's National Risk Index. Extreme cold snaps top the local risk profile, with Arctic front passages causing rapid and severe temperature drops that challenge both infrastructure and outdoor safety. Secondary hazards include hurricane and tsunami.

Relative to other U.S. communities, Ora's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.5/10 state average. The hazard distribution here is led by cold wave and hurricane, as measured by FEMA across Pulaski County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Ora residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for cold wave is recommended.

What this means for Ora: Cold Wave preparedness

  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.

Local Factors for Ora

These city-level factors differentiate Ora from other communities in Pulaski County and provide geographic context for its hazard exposure.

Population

96

Rural

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Moderate Continental

Latitude 41.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.4/10

Coordinates

41.1705Β° N, 86.5518Β° W

Pulaski County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Ora

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Ora

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.