🌍 ClimateRiskCheck

Natural Disaster Risk in Palmyra

Indiana

5.6out of 10
Moderate Risk

Risk Summary for Palmyra

Palmyra scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Tornado.

Top Hazards

Tornado Strong Wind Earthquake

All 18 Hazard Scores

Tornado
8.4
Strong Wind
7.7
Earthquake
7.3
Winter Weather
6.7
Ice Storm
6.7
Cold Wave
6.3
Extreme Heat
5.8
Lightning
5.6
Tsunami
5.4
Drought
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Landslide
4.7
Avalanche
4.5
Hurricane
4.3
Hail
3.2
Wildfire
2.8
Riverine Flooding
1.0

How it compares

Palmyra
5.6
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Palmyra, Indiana

Located in the interior eastern United States in Harrison County, Palmyra is a town of roughly 3,312 residents. The humid continental climate that characterizes this part of Indiana β€” marked by cold winters and warm, humid summers with variable severe weather β€” directly influences the types and severity of natural hazards present, making Palmyra a community where hazard awareness has real practical value.

FEMA rates Palmyra's composite natural disaster risk at 5.6 out of 10 β€” moderate risk. Tornado activity is the top natural hazard risk, with the region lying in a corridor where warm, moist air frequently clashes with dry, cool air masses to spawn severe supercell thunderstorms. Residents should also account for wind and earthquake risk in their preparedness planning.

Relative to other U.S. communities, Palmyra's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.5/10 state average. The hazard distribution here is led by tornado and wind, as measured by FEMA across Harrison County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Palmyra residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for tornado is recommended.

What this means for Palmyra: Tornado preparedness

  • Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.
  • Review whether your insurance covers wind and debris damage, and document belongings in advance.
  • Identify the safest interior room on the lowest floor β€” away from windows β€” as your shelter.

Local Factors for Palmyra

These city-level factors differentiate Palmyra from other communities in Harrison County and provide geographic context for its hazard exposure.

Population

3,312

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.8/10

Coordinates

38.4046Β° N, 86.0908Β° W

Harrison County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Palmyra

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Palmyra

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.