🌍 ClimateRiskCheck

Natural Disaster Risk in Paxton

Indiana

5.1out of 10
Moderate Risk

Risk Summary for Paxton

Paxton scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Drought Landslide

All 18 Hazard Scores

Earthquake
8.1
Drought
6.2
Landslide
6.2
Winter Weather
5.9
Strong Wind
5.7
Tornado
5.4
Extreme Heat
5.4
Tsunami
5.4
Hail
5.3
Volcanic Activity
5.1
Hurricane
4.9
Coastal Flooding
4.9
Cold Wave
4.7
Ice Storm
4.7
Avalanche
4.5
Lightning
2.3
Wildfire
1.5
Riverine Flooding
1.0

How it compares

Paxton
5.1
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Paxton, Indiana

Located in the interior eastern United States in Sullivan County, Paxton is a small unincorporated community. The humid continental climate that characterizes this part of Indiana β€” marked by cold winters and warm, humid summers with variable severe weather β€” directly influences the types and severity of natural hazards present, making Paxton a community where hazard awareness has real practical value.

Paxton's overall natural disaster risk is rated 5.1/10 (Moderate) by FEMA's National Risk Index. Earthquake risk stands out in the local hazard profile, driven by proximity to fault systems with a history of significant ground movement. Secondary hazards include drought and landslide.

Relative to other U.S. communities, Paxton's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 5.5/10 state average. The hazard distribution here is led by earthquake and drought, as measured by FEMA across Sullivan County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Paxton residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for earthquake is recommended.

What this means for Paxton: Earthquake preparedness

  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.
  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.

Local Factors for Paxton

These city-level factors differentiate Paxton from other communities in Sullivan County and provide geographic context for its hazard exposure.

Population

3

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.5/10

Coordinates

39.0191Β° N, 87.3926Β° W

Sullivan County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Paxton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Paxton

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.