🌍 ClimateRiskCheck

Natural Disaster Risk in Pekin

Indiana

5.2out of 10
Moderate Risk

Risk Summary for Pekin

Pekin scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Tornado.

Top Hazards

Tornado Strong Wind Earthquake

All 18 Hazard Scores

Tornado
8.0
Strong Wind
7.5
Earthquake
7.2
Winter Weather
6.7
Drought
6.1
Tsunami
5.4
Extreme Heat
5.2
Volcanic Activity
5.1
Cold Wave
5.0
Coastal Flooding
4.9
Ice Storm
4.8
Hurricane
4.7
Avalanche
4.5
Lightning
4.4
Landslide
4.1
Hail
2.6
Wildfire
2.2
Riverine Flooding
1.0

How it compares

Pekin
5.2
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Pekin, Indiana

Pekin, in Washington County, is a town of roughly 6,292 residents situated in the interior eastern United States. Its humid continental climate brings cold winters and warm, humid summers with variable severe weather, and in particular spring tornado risk across the state. These conditions collectively define the natural hazard environment that Pekin residents and property owners must navigate.

Pekin's overall natural disaster risk is rated 5.2/10 (Moderate) by FEMA's National Risk Index. The area faces significant tornado risk, positioned where atmospheric conditions regularly generate severe rotating thunderstorms capable of producing violent tornadoes. Secondary hazards include wind and earthquake.

Within Indiana, Pekin's risk is, near the 5.5/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Washington County identifies tornado as the foremost hazard, followed by wind and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Pekin's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that tornado exposure is adequately protected is a worthwhile step for property owners.

What this means for Pekin: Tornado preparedness

  • Review whether your insurance covers wind and debris damage, and document belongings in advance.
  • Identify the safest interior room on the lowest floor β€” away from windows β€” as your shelter.
  • Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.

Local Factors for Pekin

These city-level factors differentiate Pekin from other communities in Washington County and provide geographic context for its hazard exposure.

Population

6,292

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.2/10

Coordinates

38.5015Β° N, 86.0051Β° W

Washington County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Pekin

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Pekin

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.