🌍 ClimateRiskCheck

Natural Disaster Risk in Perry County

Indiana

5.1out of 10
Moderate Risk

Risk Summary for Perry County

Perry County scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Earthquake Tornado

All 18 Hazard Scores

Strong Wind
7.0
Earthquake
6.9
Tornado
6.9
Ice Storm
6.8
Landslide
6.1
Hail
5.4
Extreme Heat
5.4
Tsunami
5.4
Volcanic Activity
5.1
Winter Weather
4.9
Coastal Flooding
4.9
Drought
4.8
Hurricane
4.5
Avalanche
4.5
Cold Wave
3.4
Lightning
3.2
Wildfire
1.8
Riverine Flooding
1.0

How it compares

Perry County
5.1
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Perry County, Indiana

Perry County is located in the United States in Indiana, home to roughly 19,166 residents. The county experiences cold winters and warm, humid summers with variable severe weather, with spring tornado risk across the state shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

According to FEMA's National Risk Index, Perry County carries an overall risk score of 5.1/10, placing it in the moderate category. Wind damage from severe weather systems tops the local risk profile, with open terrain and frequent storm activity amplifying exposure to destructive gusts. The area also faces notable exposure to earthquake and tornado.

Perry County's risk score, slightly below the 5.5/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Perry County, the highest-scoring are wind, earthquake, and tornado. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Perry County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wind exposure is adequately protected is a worthwhile step for property owners.

What this means for Perry County: Strong Wind preparedness

  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.

Cities in Perry County

ZIP codes in Perry County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.