🌍 ClimateRiskCheck

Natural Disaster Risk in Plymouth

Indiana

5.4out of 10
Moderate Risk

Risk Summary for Plymouth

Plymouth scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Cold Wave Hail

All 18 Hazard Scores

Lightning
7.9
Cold Wave
7.8
Tornado
7.0
Hail
7.0
Earthquake
5.9
Drought
5.9
Hurricane
5.4
Tsunami
5.4
Strong Wind
5.3
Extreme Heat
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Winter Weather
4.8
Landslide
4.6
Avalanche
4.5
Ice Storm
3.9
Wildfire
1.8
Riverine Flooding
1.0

How it compares

Plymouth
5.4
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Plymouth, Indiana

Plymouth is a city of approximately 23,615 residents in Marshall County, in the Great Lakes region. The area experiences cold winters and warm, humid summers with variable severe weather, with spring tornado risk across the state shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Plymouth.

FEMA rates Plymouth's composite natural disaster risk at 5.4 out of 10 β€” moderate risk. High lightning activity is the primary natural hazard concern, driven by frequent severe thunderstorm development that produces dense ground strike patterns across the area. Residents should also account for cold wave and hail risk in their preparedness planning.

Plymouth's risk score, near the 5.5/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Marshall County, the highest-scoring are lightning, cold wave, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Plymouth residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for lightning is recommended.

What this means for Plymouth: Lightning preparedness

  • Install whole-home surge protection to shield electronics from strike-related power surges.
  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
  • Avoid plumbing and corded electronics during active thunderstorms.

Local Factors for Plymouth

These city-level factors differentiate Plymouth from other communities in Marshall County and provide geographic context for its hazard exposure.

Population

23,615

Suburban

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Moderate Continental

Latitude 41.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.8/10

Coordinates

41.3554Β° N, 86.3261Β° W

Marshall County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Plymouth

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Plymouth

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.