🌍 ClimateRiskCheck

Natural Disaster Risk in Salamonia

Indiana

4.3out of 10
Moderate Risk

Risk Summary for Salamonia

Salamonia scores 4.3/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Tornado.

Top Hazards

Tornado Earthquake Hurricane

All 18 Hazard Scores

Tornado
6.6
Earthquake
6.2
Hurricane
5.9
Strong Wind
5.9
Tsunami
5.4
Ice Storm
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hail
4.8
Avalanche
4.5
Cold Wave
3.5
Landslide
3.3
Extreme Heat
2.8
Winter Weather
2.8
Lightning
2.8
Wildfire
1.7
Drought
1.7
Riverine Flooding
1.0

How it compares

Salamonia
4.3
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Salamonia, Indiana

Salamonia is a small unincorporated community in Jay County, in the interior eastern United States. The area experiences cold winters and warm, humid summers with variable severe weather, with spring tornado risk across the state shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Salamonia.

According to FEMA's National Risk Index, Salamonia carries an overall risk score of 4.3/10, placing it in the moderate category. Tornadoes represent the primary threat to life and property here, with the local geography placing the community squarely in a high-frequency severe weather corridor. The area also faces notable exposure to earthquake and hurricane.

Salamonia's risk score, slightly below the 5.5/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Jay County, the highest-scoring are tornado, earthquake, and hurricane. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Salamonia's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that tornado exposure is adequately protected is a worthwhile step for property owners.

What this means for Salamonia: Tornado preparedness

  • Identify the safest interior room on the lowest floor β€” away from windows β€” as your shelter.
  • Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.
  • Review whether your insurance covers wind and debris damage, and document belongings in advance.

Local Factors for Salamonia

These city-level factors differentiate Salamonia from other communities in Jay County and provide geographic context for its hazard exposure.

Population

218

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.7/10

Coordinates

40.3867Β° N, 84.8646Β° W

Jay County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Salamonia

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Salamonia

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.