🌍 ClimateRiskCheck

Natural Disaster Risk in Scottsburg

Indiana

4.7out of 10
Moderate Risk

Risk Summary for Scottsburg

Scottsburg scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Tornado.

Top Hazards

Tornado Earthquake Strong Wind

All 18 Hazard Scores

Tornado
7.6
Earthquake
6.9
Strong Wind
6.9
Landslide
6.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hurricane
4.7
Drought
4.6
Avalanche
4.5
Ice Storm
4.5
Extreme Heat
4.1
Lightning
3.9
Cold Wave
3.8
Winter Weather
2.8
Hail
2.6
Wildfire
1.8
Riverine Flooding
1.0

How it compares

Scottsburg
4.7
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Scottsburg, Indiana

Located in the interior eastern United States in Scott County, Scottsburg is a city of approximately 15,451 residents. The humid continental climate that characterizes this part of Indiana β€” marked by cold winters and warm, humid summers with variable severe weather β€” directly influences the types and severity of natural hazards present, making Scottsburg a community where hazard awareness has real practical value.

Scottsburg's overall natural disaster risk is rated 4.7/10 (Moderate) by FEMA's National Risk Index. Tornadoes represent the primary threat to life and property here, with the local geography placing the community squarely in a high-frequency severe weather corridor. Secondary hazards include earthquake and wind.

Relative to other U.S. communities, Scottsburg's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.5/10 state average. The hazard distribution here is led by tornado and earthquake, as measured by FEMA across Scott County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Scottsburg residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for tornado is recommended.

What this means for Scottsburg: Tornado preparedness

  • Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.
  • Review whether your insurance covers wind and debris damage, and document belongings in advance.
  • Identify the safest interior room on the lowest floor β€” away from windows β€” as your shelter.

Local Factors for Scottsburg

These city-level factors differentiate Scottsburg from other communities in Scott County and provide geographic context for its hazard exposure.

Population

15,451

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.8/10

Coordinates

38.6873Β° N, 85.8467Β° W

Scott County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Scottsburg

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Scottsburg

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.