🌍 ClimateRiskCheck

Natural Disaster Risk in Sheridan

Indiana

7.0out of 10
High Risk

Risk Summary for Sheridan

Sheridan scores 7.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Tornado.

Top Hazards

Tornado Hail Winter Weather

All 18 Hazard Scores

Tornado
9.7
Hail
9.4
Winter Weather
9.2
Extreme Heat
8.8
Cold Wave
8.8
Earthquake
8.7
Lightning
8.6
Strong Wind
8.3
Ice Storm
7.8
Drought
5.8
Landslide
5.4
Tsunami
5.4
Volcanic Activity
5.1
Hurricane
5.0
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
3.0
Riverine Flooding
1.0

How it compares

Sheridan
7.0
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Sheridan, Indiana

Sheridan, in Hamilton County, is a town of roughly 7,504 residents situated in the interior eastern United States. Its humid continental climate brings cold winters and warm, humid summers with variable severe weather, and in particular spring tornado risk across the state. These conditions collectively define the natural hazard environment that Sheridan residents and property owners must navigate.

Sheridan's overall natural disaster risk is rated 7.0/10 (High) by FEMA's National Risk Index. The area faces significant tornado risk, positioned where atmospheric conditions regularly generate severe rotating thunderstorms capable of producing violent tornadoes. Secondary hazards include hail and winter.

Within Indiana, Sheridan's risk is, slightly above the 5.5/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Hamilton County identifies tornado as the foremost hazard, followed by hail and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Sheridan's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Sheridan: Tornado preparedness

  • Review whether your insurance covers wind and debris damage, and document belongings in advance.
  • Identify the safest interior room on the lowest floor β€” away from windows β€” as your shelter.
  • Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.

Local Factors for Sheridan

These city-level factors differentiate Sheridan from other communities in Hamilton County and provide geographic context for its hazard exposure.

Population

7,504

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.0/10

Coordinates

40.1383Β° N, 86.2314Β° W

Hamilton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Sheridan

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Sheridan

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.