Natural Disaster Risk in Stilesville

Natural Hazard Profile: Stilesville, Indiana

Stilesville is a small community of about 1,085 in Morgan County, in the interior eastern United States. The area experiences cold winters and warm, humid summers with variable severe weather, with spring tornado risk across the state shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Stilesville.

According to FEMA's National Risk Index, Stilesville carries an overall risk score of 6.3/10, placing it in the high category. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. The area also faces notable exposure to wind and winter.

Stilesville's risk score, slightly above the 5.5/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Morgan County, the highest-scoring are landslide, wind, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Stilesville's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.