🌍 ClimateRiskCheck

Natural Disaster Risk in Straughn

Indiana

5.2out of 10
Moderate Risk

Risk Summary for Straughn

Straughn scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Tornado.

Top Hazards

Tornado Earthquake Hail

All 18 Hazard Scores

Tornado
8.3
Earthquake
7.1
Hail
6.8
Ice Storm
6.2
Winter Weather
5.7
Landslide
5.4
Tsunami
5.4
Lightning
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
4.8
Hurricane
4.7
Drought
4.7
Avalanche
4.5
Extreme Heat
3.6
Cold Wave
3.4
Wildfire
2.0
Riverine Flooding
1.0

How it compares

Straughn
5.2
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Straughn, Indiana

Straughn, in Henry County, is a small community of about 603 situated in the interior eastern United States. Its humid continental climate brings cold winters and warm, humid summers with variable severe weather, and in particular spring tornado risk across the state. These conditions collectively define the natural hazard environment that Straughn residents and property owners must navigate.

According to FEMA's National Risk Index, Straughn carries an overall risk score of 5.2/10, placing it in the moderate category. Tornado activity is the top natural hazard risk, with the region lying in a corridor where warm, moist air frequently clashes with dry, cool air masses to spawn severe supercell thunderstorms. The area also faces notable exposure to earthquake and hail.

Within Indiana, Straughn's risk is, near the 5.5/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Henry County identifies tornado as the foremost hazard, followed by earthquake and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Straughn residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for tornado is recommended.

What this means for Straughn: Tornado preparedness

  • Review whether your insurance covers wind and debris damage, and document belongings in advance.
  • Identify the safest interior room on the lowest floor β€” away from windows β€” as your shelter.
  • Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.

Local Factors for Straughn

These city-level factors differentiate Straughn from other communities in Henry County and provide geographic context for its hazard exposure.

Population

603

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.0/10

Coordinates

39.8368Β° N, 85.2945Β° W

Henry County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Straughn

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Straughn

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.