Natural Disaster Risk in Sulphur Springs
Indiana
Risk Summary for Sulphur Springs
Sulphur Springs scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Tornado.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Sulphur Springs, Indiana
Located in the interior eastern United States in Henry County, Sulphur Springs is a small unincorporated community. The humid continental climate that characterizes this part of Indiana — marked by cold winters and warm, humid summers with variable severe weather — directly influences the types and severity of natural hazards present, making Sulphur Springs a community where hazard awareness has real practical value.
Sulphur Springs's overall natural disaster risk is rated 5.2/10 (Moderate) by FEMA's National Risk Index. Tornadoes represent the primary threat to life and property here, with the local geography placing the community squarely in a high-frequency severe weather corridor. Secondary hazards include earthquake and hail.
Relative to other U.S. communities, Sulphur Springs's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.5/10 state average. The hazard distribution here is led by tornado and earthquake, as measured by FEMA across Henry County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Sulphur Springs residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for tornado is recommended.
What this means for Sulphur Springs: Tornado preparedness
- Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.
- Review whether your insurance covers wind and debris damage, and document belongings in advance.
- Identify the safest interior room on the lowest floor — away from windows — as your shelter.
Local Factors for Sulphur Springs
These city-level factors differentiate Sulphur Springs from other communities in Henry County and provide geographic context for its hazard exposure.
Population
398
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 40.0°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower — moist climate limits wildfire frequency
Fire score: 2.0/10
Coordinates
40.0056° N, 85.4435° W
Henry County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Sulphur Springs
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Sulphur Springs
Other cities in Indiana
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.