🌍 ClimateRiskCheck

Natural Disaster Risk in Vernon

Indiana

5.1out of 10
Moderate Risk

Risk Summary for Vernon

Vernon scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Tornado Earthquake

All 18 Hazard Scores

Landslide
8.1
Tornado
7.2
Earthquake
6.8
Strong Wind
6.3
Ice Storm
6.3
Drought
5.7
Tsunami
5.4
Lightning
5.2
Volcanic Activity
5.1
Hurricane
4.9
Coastal Flooding
4.9
Avalanche
4.5
Extreme Heat
3.9
Hail
3.8
Cold Wave
3.7
Winter Weather
3.1
Wildfire
2.5
Riverine Flooding
1.0

How it compares

Vernon
5.1
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Vernon, Indiana

Vernon, in Jennings County, is a small unincorporated community situated in the interior eastern United States. Its humid continental climate brings cold winters and warm, humid summers with variable severe weather, and in particular spring tornado risk across the state. These conditions collectively define the natural hazard environment that Vernon residents and property owners must navigate.

According to FEMA's National Risk Index, Vernon carries an overall risk score of 5.1/10, placing it in the moderate category. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. The area also faces notable exposure to tornado and earthquake.

Within Indiana, Vernon's risk is, slightly below the 5.5/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Jennings County identifies landslide as the foremost hazard, followed by tornado and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Vernon residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for Vernon: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Vernon

These city-level factors differentiate Vernon from other communities in Jennings County and provide geographic context for its hazard exposure.

Population

193

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.5/10

Coordinates

38.9854Β° N, 85.6101Β° W

Jennings County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Vernon

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Vernon

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.