🌍 ClimateRiskCheck

Natural Disaster Risk in Walton

Indiana

5.9out of 10
Moderate Risk

Risk Summary for Walton

Walton scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Hail Cold Wave

All 18 Hazard Scores

Strong Wind
8.8
Hail
7.9
Cold Wave
7.7
Drought
7.3
Extreme Heat
6.8
Earthquake
6.7
Winter Weather
6.7
Tornado
6.5
Hurricane
5.6
Landslide
5.6
Tsunami
5.4
Volcanic Activity
5.1
Lightning
5.0
Coastal Flooding
4.9
Avalanche
4.5
Ice Storm
4.0
Wildfire
2.2
Riverine Flooding
1.0

How it compares

Walton
5.9
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Walton, Indiana

Walton, in Cass County, is a small community of about 2,132 situated in the interior eastern United States. Its humid continental climate brings cold winters and warm, humid summers with variable severe weather, and in particular spring tornado risk across the state. These conditions collectively define the natural hazard environment that Walton residents and property owners must navigate.

According to FEMA's National Risk Index, Walton carries an overall risk score of 5.9/10, placing it in the moderate category. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. The area also faces notable exposure to hail and cold wave.

Within Indiana, Walton's risk is, slightly above the 5.5/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Cass County identifies wind as the foremost hazard, followed by hail and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Walton's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wind exposure is adequately protected is a worthwhile step for property owners.

What this means for Walton: Strong Wind preparedness

  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.

Local Factors for Walton

These city-level factors differentiate Walton from other communities in Cass County and provide geographic context for its hazard exposure.

Population

2,132

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.2/10

Coordinates

40.6666Β° N, 86.2577Β° W

Cass County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Walton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Walton

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.