🌍 ClimateRiskCheck

Natural Disaster Risk in Warren

Indiana

5.2out of 10
Moderate Risk

Risk Summary for Warren

Warren scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Tornado Drought

All 18 Hazard Scores

Tornado
7.2
Strong Wind
7.2
Drought
6.9
Hail
6.6
Extreme Heat
6.1
Earthquake
5.7
Tsunami
5.4
Hurricane
5.3
Landslide
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Cold Wave
4.9
Avalanche
4.5
Winter Weather
4.2
Lightning
3.5
Ice Storm
3.5
Wildfire
2.1
Riverine Flooding
1.0

How it compares

Warren
5.2
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Warren, Indiana

Warren, in Huntington County, is a town of roughly 3,621 residents situated in the interior eastern United States. Its humid continental climate brings cold winters and warm, humid summers with variable severe weather, and in particular spring tornado risk across the state. These conditions collectively define the natural hazard environment that Warren residents and property owners must navigate.

According to FEMA's National Risk Index, Warren carries an overall risk score of 5.2/10, placing it in the moderate category. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. The area also faces notable exposure to tornado and drought.

Within Indiana, Warren's risk is, near the 5.5/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Huntington County identifies wind as the foremost hazard, followed by tornado and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Warren's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wind exposure is adequately protected is a worthwhile step for property owners.

What this means for Warren: Strong Wind preparedness

  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.

Local Factors for Warren

These city-level factors differentiate Warren from other communities in Huntington County and provide geographic context for its hazard exposure.

Population

3,621

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.1/10

Coordinates

40.6847Β° N, 85.4380Β° W

Huntington County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Warren

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Warren

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.