Natural Disaster Risk in West Harrison
Indiana
Risk Summary for West Harrison
West Harrison scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: West Harrison, Indiana
Located in the interior eastern United States in Dearborn County, West Harrison is a town of roughly 6,309 residents. The humid continental climate that characterizes this part of Indiana — marked by cold winters and warm, humid summers with variable severe weather — directly influences the types and severity of natural hazards present, making West Harrison a community where hazard awareness has real practical value.
West Harrison's overall natural disaster risk is rated 5.4/10 (Moderate) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include wind and tornado.
Relative to other U.S. communities, West Harrison's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.5/10 state average. The hazard distribution here is led by landslide and wind, as measured by FEMA across Dearborn County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, West Harrison residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.
What this means for West Harrison: Landslide preparedness
- Standard insurance generally excludes landslide and earth-movement damage — ask about specialized coverage.
- Have an evacuation plan ready during periods of intense or prolonged rainfall.
- Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
Local Factors for West Harrison
These city-level factors differentiate West Harrison from other communities in Dearborn County and provide geographic context for its hazard exposure.
Population
6,309
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 39.3°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower — moist climate limits wildfire frequency
Fire score: 2.3/10
Coordinates
39.2983° N, 84.8788° W
Dearborn County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for West Harrison
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in West Harrison
Other cities in Indiana
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.