🌍 ClimateRiskCheck

Natural Disaster Risk in Westport

Indiana

4.7out of 10
Moderate Risk

Risk Summary for Westport

Westport scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Tornado Earthquake

All 18 Hazard Scores

Lightning
6.7
Tornado
6.5
Earthquake
6.4
Landslide
6.1
Tsunami
5.4
Ice Storm
5.2
Strong Wind
5.1
Volcanic Activity
5.1
Drought
5.0
Coastal Flooding
4.9
Hurricane
4.6
Avalanche
4.5
Hail
4.2
Cold Wave
3.5
Extreme Heat
3.1
Winter Weather
2.5
Wildfire
1.8
Riverine Flooding
1.0

How it compares

Westport
4.7
Indiana avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Westport, Indiana

Westport, in Decatur County, is a town of roughly 4,305 residents situated in the interior eastern United States. Its humid continental climate brings cold winters and warm, humid summers with variable severe weather, and in particular spring tornado risk across the state. These conditions collectively define the natural hazard environment that Westport residents and property owners must navigate.

Westport's overall natural disaster risk is rated 4.7/10 (Moderate) by FEMA's National Risk Index. High lightning activity is the primary natural hazard concern, driven by frequent severe thunderstorm development that produces dense ground strike patterns across the area. Secondary hazards include tornado and earthquake.

Within Indiana, Westport's risk is, slightly below the 5.5/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Decatur County identifies lightning as the foremost hazard, followed by tornado and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Westport residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for lightning is recommended.

What this means for Westport: Lightning preparedness

  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.
  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.

Local Factors for Westport

These city-level factors differentiate Westport from other communities in Decatur County and provide geographic context for its hazard exposure.

Population

4,305

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.8/10

Coordinates

39.1698Β° N, 85.5865Β° W

Decatur County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Westport

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Westport

Other cities in Indiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.