🌍 ClimateRiskCheck

Natural Disaster Risk in Adel

Iowa

6.3out of 10
High Risk

Risk Summary for Adel

Adel scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Tornado Hail

All 18 Hazard Scores

Drought
9.4
Tornado
8.7
Hail
8.4
Extreme Heat
7.8
Winter Weather
7.5
Ice Storm
7.4
Strong Wind
7.1
Landslide
6.5
Cold Wave
6.4
Lightning
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
4.8
Avalanche
4.5
Hurricane
4.2
Earthquake
3.5
Riverine Flooding
1.0

How it compares

Adel
6.3
Iowa avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Adel, Iowa

Located in the interior eastern United States in Dallas County, Adel is a town of roughly 9,948 residents. The humid continental climate that characterizes this part of Iowa β€” marked by cold winters, hot summers, and frequent severe weather β€” directly influences the types and severity of natural hazards present, making Adel a community where hazard awareness has real practical value.

Adel's overall natural disaster risk is rated 6.3/10 (High) by FEMA's National Risk Index. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. Secondary hazards include tornado and hail.

Relative to other U.S. communities, Adel's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.4/10 state average. The hazard distribution here is led by drought and tornado, as measured by FEMA across Dallas County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Adel's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Adel: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Adel

These city-level factors differentiate Adel from other communities in Dallas County and provide geographic context for its hazard exposure.

Population

9,948

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 41.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.8/10

Coordinates

41.6119Β° N, 94.0435Β° W

Dallas County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Adel

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Adel

Other cities in Iowa

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.